1. Understanding the Benefits - Publication of the Week


    We have reached the midpoint of National my Social Security Week. To help get you over the “hump,” we have selected the Social Security Administration’s Understanding the Benefits as our Publication of the Week.

    This comprehensive publication provides an overview of and facts on all Social Security programs and Medicare, including a section on my Social Security accounts which is available to all current and future beneficiaries, including people with disabilities. 

  2. my Social Security - Website of the Week

    my Social Security webpage

    This week, we are proud to join the chorus of similar-minded groups and organizations celebrating National my Social Security Week!

    As part of the week-long initiative, and to promote and ensure every American, including people with disabilities, sign-ups for their own my Social Security account, we have selected as our Website (Webpage) of the Week the Social Security Administration’s my Social Security page.

    What is a my Social Security account? Well, it’s a totally free and secure account that current and future Social Security beneficiaries, including people with disabilities, can use to keep track of and verify their earnings; get an estimate on future benefits while still working; and much more.

    So, take the first step toward your “someday,” and join the 13 million Americans and counting who have already created their own my Social Security account.

  3. 50 years After LBJ’s War on Poverty: A Study of American Attitudes About Work, Economic Opportunity and the Social Safety Net - Publication of the Week

    50 Years After War on Poverty Cover

    While much progress has been made in the 50 years since President Lyndon B. Johnson first declared an “unconditional war on poverty,” including formal protection under federal law for people with disabilities, senior citizens, women and people of color, economic inequality still persists.

    Our Publication of the Week, the Center for American Progress and Half in Ten’s 50 years After LBJ’s War on Poverty: A Study of American Attitudes About Work, Economic Opportunity and the Social Safety Net, is a follow up to a previous 2008 report. This latest edition, issued January 2014, sets out to determine what Americans know and believe about poverty and assess their opinions on the War on Poverty and their support or opposition to new proposals for fighting poverty in the future.

    The most important findings from the research are: 

    • One-quarter to one-third of Americans—and even higher percentages of Millennials and people of color—continue to experience direct economic hardship
    • A majority of Americans have a direct personal connection to poverty.
    • Americans vastly overestimate the annual income necessary to be officially considered poor.
    • Americans now believe that nearly 40 percent of their fellow citizens are living in poverty.
    • Americans strongly believe that poverty is primarily the result of a failed economy rather than the result of personal decisions and lack of effort.
    • Retrospective evaluations of the War on Poverty are mixed, but Americans across ideological and partisan lines believe the government has a responsibility to use its resources to fight poverty.
    • Despite mixed feelings about the original War on Poverty, there is strong support for a more realistic goal of reducing poverty by half over the next 10 years.
    • The public is clear about its priorities for reducing poverty: jobs, wages, and education.
    • Americans also express very strong support for a number of policies to help reduce poverty rates, particularly with jobs, wages, and education but also on more traditional safety net items.

  4. Save and Invest - Website of the Week

    Save and Invest Homepage Photo

    It’s National Smile Week, and while a smile might be the last thing on your mind when thinking about your personal finances, our Website of the Week, FINRA Investor Education Foundation’s Save and Invest, can turn that financial frown upside down.

    Dedicated to providing unbiased financial tools and information for military families, people with disabilities and all consumers, Save and Invest has a plethora of useful advice, reports and materials to help make financial planning less stressful.

    So, start smiling more, Save and Invest will help.

  5. Managing Credit and Debt - Publication of the Week

    USAA's Managing Credit and Debt Cover

    Here’s the sobering reality: based on a recent study, Millennials with and without disabilities (those born between the early 1980’s to the early 2000’s) are financially struggling. They find it nearly impossible to stretch their paycheck and simply make ends meet. In fact, 40 percent of Millenials feel “overwhelmed” by their personal debt, and 56 percent of those surveyed said they are living paycheck-to-paycheck. In essence, most 20 and 30 somethings are living on little more than “hopes and prayers,” with no savings or other financial alternatives to prevent calamity against the unexpected or life’s unforeseen obstacles.

    In an effort to reduce the financial stress and squeeze, USAA Educational Foundation issued Managing Credit and Debt - it so happens to also be our Publication of the Week. Focused on helping individuals with and without disabilities avoid debt trouble, understand credit and debt and learn how to create a realistic budget, this publication is a must read for those with and without disabilities, whether you’re Generation X or Y, “over the hill” or not even yet out of high school! 

  6. A Better Bottom Line: Employing People with Disabilities - Publication of the Week

    A Better Bottom Line: Employing People with Disabilities Cover

    Our Publication of the Week is the culmination of Governor Markell’s (D-Deleware), Chair of the National Governor’s Association, national initiative to spur governors from across the country to improve efforts aimed at increasing the employment outcomes for people with disabilities in their particular state.

    Gov. Markell’s initiative, “A Better Bottom Line: Employing People with Disabilities,” identified five topic areas that emerged over the course of the year and present examples of actions governors can take in each area: The five topics area are:

    • Make disability employment part of the state workforce development strategy.
    • Find and support businesses in their efforts to employ people with disabilities
    • Be a model employer by increasing the number of people with disabilities working in state government.
    • Prepare youth with disabilities for careers that use their full potential, providing employers with a pipeline of skilled workers.
    • Make the best use of limited resource to advance employment opportunities for people with disabilities. 

  7. What’s My Score - Website of the Week

    Our Website of the Week - What’s My Score - has everything you need to know about credit, all under one roof, for people with and without disabilities.

    Not too sure on the difference between a credit report and credit score? Need help improving your credit score? How do you choose a credit card? Need sound financial advice on going to college, renting an apartment or buying a car? All these questions and more and all the information you need to make informed financial decisions can be found at What’s My Score.

  8. The Americans with Disabilities Act, Questions and Answers - Publication of the Week

    ADA National Network ADA Questions and Answers Report

    Do you know when the Americans with Disabilities Act (ADA) was signed into law? Or, how about, what anniversary will ADA celebrate this July 26th?

    If you don’t know, you may also be unfamiliar with answers to even more important ADA questions. Don’t worry though, our Publication of the Week - The Americans with Disabilities Act, Questions and Answers - is here to help and has you covered!

    Whether you have a question related to employment, medical history or accommodations, this ADA National Network report has the answers.

    A great resource to add to your library - just in time for ADA’s 24th anniversary of ADA.  

  9. ADA Legacy Project - Website of the Week


    In 4 days, countless Americans will join together to celebrate the 24th anniversary of the Americans with Disabilities Act (ADA).

    Nearly a quarter of a century since its enactment, much progress has been made on behalf of and for the disability community - in large part, a result of the ADA. However, more work lies ahead to ensure all people with disabilities are accepted for who they are and afforded the same opportunities as every American.

    Our Website of the Week, the ADA Legacy Project, seeks to do just that. The website preserves the past, celebrates important milestones, advocates and raises awareness to keep the lifeblood and guarantees of ADA alive, while also helping to create a world where all people with disabilities can live to their full potential.

    Join with us, disability advocates and allies near and far, and the entire disability community to honor and celebrate the 24th anniversary of ADA.  

  10. Workforce Innovation and Opportunity Act Puts Emphasis on Financial Literacy

    For the first time in more than twelve years, the United States Senate and House of Representatives have overwhelmingly passed a new version of the Workforce Investment Act. The new legislation, the Workforce Innovation and Opportunity Act (WIOA) modernizes and improves existing federal workforce development programs.

    There are multiple provisions in the new WIOA that focus on financial literacy for youth and adults with and without disabilities. Allowable statewide youth activities supporting financial literacy include:

    • Supporting the ability of participants to create household budgets, initiate savings plans, and make informed financial decisions about education, retirement, home ownership, wealth building, or other savings goals;
    • Supporting the ability to manage spending, credit, and debt, including credit card debt effectively;
    • Increasing awareness of the availability and significance of credit reports and credit scores in obtaining credit, including determining their accuracy (and how to correct inaccuracies in the reports and scores) and their effect on credit terms;
    • Supporting the ability to understand, evaluate, and compare financial products, services, and opportunities; and
    • Supporting activities that address the particular financial literacy needs of non-English speakers.

    Local youth activities also include within the menu of services to be provided the support of financial literacy.

    At an adult level, statewide employment and training activities must improve the coordination of employment and training activities at a local level for individuals with disabilities that also includes financial literacy activities. Required services at a local level must include “career services,” which requires the provision of information understandable to One-Step customers on assistance through the Earned Income Tax Credit (EITC).

    Listed as one of the purposes of the Act is not only the support of a “comprehensive, accessible, and high quality workforce development system” but also includes the goals of “increasing the prosperity of workers and employers” and “increas[ing] economic self-sufficiency.”

    NDI will be working with the U.S. Department of Labor to help the workforce investment system implement these provisions to advance financial literacy and capability.