1. Workforce Innovation and Opportunity Act Puts Emphasis on Financial Literacy

    For the first time in more than twelve years, the United States Senate and House of Representatives have overwhelmingly passed a new version of the Workforce Investment Act. The new legislation, the Workforce Innovation and Opportunity Act (WIOA) modernizes and improves existing federal workforce development programs.

    There are multiple provisions in the new WIOA that focus on financial literacy for youth and adults with and without disabilities. Allowable statewide youth activities supporting financial literacy include:

    • Supporting the ability of participants to create household budgets, initiate savings plans, and make informed financial decisions about education, retirement, home ownership, wealth building, or other savings goals;
    • Supporting the ability to manage spending, credit, and debt, including credit card debt effectively;
    • Increasing awareness of the availability and significance of credit reports and credit scores in obtaining credit, including determining their accuracy (and how to correct inaccuracies in the reports and scores) and their effect on credit terms;
    • Supporting the ability to understand, evaluate, and compare financial products, services, and opportunities; and
    • Supporting activities that address the particular financial literacy needs of non-English speakers.

    Local youth activities also include within the menu of services to be provided the support of financial literacy.

    At an adult level, statewide employment and training activities must improve the coordination of employment and training activities at a local level for individuals with disabilities that also includes financial literacy activities. Required services at a local level must include “career services,” which requires the provision of information understandable to One-Step customers on assistance through the Earned Income Tax Credit (EITC).

    Listed as one of the purposes of the Act is not only the support of a “comprehensive, accessible, and high quality workforce development system” but also includes the goals of “increasing the prosperity of workers and employers” and “increas[ing] economic self-sufficiency.”

    NDI will be working with the U.S. Department of Labor to help the workforce investment system implement these provisions to advance financial literacy and capability. 

  2. Identity Theft: Military Personnel and Families - Publication of the Week

    FTC Identity Theft Cover

    Today is Military Consumer Protection Day, an initiative to equip current and former service members, with and without disabilities, and their families with the necessary skills to better manage their finances and identify and prevent identity theft.

    Unfortunately, far too many of our nation’s brave men and women in uniform find themselves at the mercy of identity thieves. In fact, several studies have found that military personnel are nearly two times as likely to have their identity compromised or stolen.

    That is why we have selected as our Publication of the Week, the Federal Trade Commission's (FTC) Identity Theft: Military Personnel and Families. A sponsor of Military Consumer Protection Day, FTC issued this easy-to-read publication to help military personnel and their families understand what identity theft is and what to do if they suspect their identity has been compromised. 

    Although marketed toward military personnel, the publication is useful to all people. A “must read.” Take the first step toward preventing identity theft by reading our Publication of the Week.

    Happy Military Consumer Protection Day!  

  3. Military Consumer - Website of the Week

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    Tomorrow (July 16), is Military Consumer Protection Day (MCPD), a joint initiative for service members, veterans with and without disabilities, military families, and civilians in the military community to help better manage their finances and protect against identity theft. 

    As a result, we have selected Military Consumer as our Website of the Week. A partnership of the Consumer Financial Protection Bureau, Federal Trade Commission, America Saves, and Military Saves, the Military Consumer website offers a tremendous amount of helpful information, resources and a toolkit that can be of a benefit to all people, including the disability community - not just current and former service members.

    Do yourself a favor, and check out Military Consumer - you’ll be glad you did. ;) It’s the perfect website for Military Consumer Protection Day!

  4. SSDI: A Bedrock of Security for American Workers

    Center for American Progress SSDI Cover

    What would you do if tomorrow, unexpectedly, you tripped and fell down the stairs or were involved in an automobile accident that left you injured and unable to work? While you may not ever think this could happen to you, think again. Like millions of people living with disabilities, they never expected their life would be so dramatically transformed. But, then again, disability can strike at anytime and affect anyone - even you!

    Fortunately, the Social Security Disability Insurance (SSDI) program is available, offering workers who as a result of a disability are unable to return to work for the foreseeable future the critical protection when they need it the most. That is why, we have selected as our Publication of the Week the Center for American Progress' SSDI: A Bedrock of Security for American Workers. This “hot off the press” publication provides a background and snapshot of the entire SSDI program, in addition to dispelling misconceptions about the program.

    So, while you may not know all the particulars of what you would do if you became injured and unable to work, take solace in the fact that SSDI is there to help and has for nearly six decades. 

  5. LearnVest - Website of the Week

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    The July heatwave is in full force - to say the least. While it may be natural for you to sweat in this sweltering heat, the same should not be said when planning for the future or looking at your personal finances. Unfortunately, however, the sheer thought produces sweat and a sense of unease and anxiety for far too many people.

    That is where our Website of the Week - LearnVest - comes in to play. Dedicated to empowering people to take control of their personal finances so that they can afford their dreams, the website offers a range of tools to help meet this mission.

    So, take the nervousness and sweat out of financial planning with our Website of the Week. You’ll have plenty of time for the latter this summer. :) 

  6. An ADA and U.S. Supreme Court Olmstead Decision Introduction - Publication of the Week

    ADA and Olmstead Decision Cover

    50 years ago today, President Lyndon B. Johnson signed the Civil Rights Act of 1964, making it illegal to discriminate against another person based on their race or ethnicity. Fast forward 24 years, and on July 26, 1990, George H.W. Bush signs into law the Americans with Disabilities Act (ADA). Finally, not to be outdone, nearly nine years after passage of the ADA, on June 22, 1999, the U.S. Supreme Court issued its decision in Olmstead v. L.C., granting people living with disabilities the opportunity to live and participate in their community. To put it mildly, late June and the entire month of July hold a special place in the hearts of many people with disabilities, allies and disability advocates.

    As we celebrate the 50th anniversary of the Civil Rights Act and recognize disability rights as civil rights, we have selected as our Publication of the Week the Consortium for Citizens with Disabilities’  An ADA and U.S. Supreme Court Olmstead Decision Introduction

    This easy-to-read publication provides a synopsis of the ADA and Olmstead decision and includes helpful links for additional reading.

    Additionally, you may also be interested to know that the U.S. Department of Labor’s Office of Disability Employment Policy, in coordination with our LEAD Center, will present a webinar on July 16th, from 3:00 PM to 4:30 PM (Eastern), entitled, “Rising to the Occasion: ADA, Olmstead and State Efforts to promote Integrated Employment for Individuals with Significant Disabilities. For more information, and to RSVP, please click here to visit the webinar’s webpage

  7. Smart About Money - Website of the Week

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    Just like the United States men’s national soccer team's well constructed plan to beat Belgium in today's round of 16 match at the 2014 FIFA World Cup, to be financially healthy, you must have a well-thought-out and devised plan of action. That is why, we have selected Smart About Money (SAM) as our Website of the Week. 

    A program of the National Endowment for Financial Education, SAM is a free resource that has a wealth of financial tools, articles, tips and calculators to help better manage your money through whatever life may throw at you.

    Just ask Team USA, the road to victory is frought with unexpected challenges. Learn how to effectively manage life’s up and downs, so that planning for your financial future doesn’t have to be.

  8. All In: Building the Path to Global Prosperity through Financial Capability and Inclusion - Publication of the Week

    Building the Path to Global Prosperity Cover

    At a time when nearly 25 percent of all U.S. households do not have access to a basic checking or savings account, more needs to be done to ensure these individuals and families have better access to such financial products. Our Publication of the Week - All In: Building the Path to Global Prosperity through Financial Capability and Inclusion - lays the groundwork.

    This report discusses the role of savings, credit and asset building and identifies opportunities to better assist disadvantaged people and families, including people living with disabilities, begin to build a brighter financial future. In addition, the paper also examines the benefits of improved financial stability as it relates to employers, taxpayers and the economy as a whole.   

    When we all have the opportunity to succeed, our country succeeds. 

  9. Find Your Path - Website of the Week

    Whether you are looking for a job, wanting to improve your professional skills, or looking to hire for your business, our Website of the Week - the U.S. Department of Labor’s Find Your Path - can make it happen. 

    Every Tuesday, countless people share their “transformations.” Use our Website of the Week to help aid you in your employment/employee search and make your “Transformation Tuesday” a successful one. 

  10. The Olmstead Decision at Ten: Directions for Future Advocacy - Publication of the Week

    The Olmstead Decision at Ten Cover

    We are now four days away from the 15th anniversary of one of the most historic Supreme Court rulings pertaining to the disability community: Olmstead v. L.C. Much has changed in the decade and a half since the Olmstead decision, but more work lies ahead.

    Our Publication of the Week - Clearinghouse Review’s The Olmstead Decision at Ten: Directions for Future Advocacy - can help. Countless people with disabilities have seen their quality of life improve in the years since Olmstead, leaving institutions and living in the community. However, some still remain relegated to an institutional setting. But, with new service approaches, all people with disabilities can successfully transition to living and participating in their own communities. 

    This report highlights such proposals and initiatives and recommends the incorporation of several core principles to give each individual living with a disability the opportunity at a more independent, community-centered life - the main goal and promise of the Americans with Disabilities Act.