The language of the Americans with Disabilities Act (ADA) includes, “assure their [citizens with disabilities] full participation, independent living and economic self-sufficiency.”
National Disability Institute is the first national non-profit dedicated exclusively to building a better economic future for people with disabilities. An important component of economic empowerment is knowledge, which is why we are excited to celebrate National Financial Literacy Month!
Each week in April, we will share with you a useful resource designed to inform you about spending, saving, and earning. Check back each week for a new tool!
Would you like to save money, improve your financial outlook, or buy a home? The more you know about budgeting, banking services, credit, and managing your money, the more likely you are to achieve your financial goals through financial education.
The Federal Deposit Insurance Corporation (FDIC) recognizes the importance of financial education, particularly for people with little or no banking experience. That’s why they created Money Smart, a training program to help adults outside the financial mainstream enhance their money skills and create positive banking relationships.
Money Smart is available in two versions: an instructor-led versionand a computer-based instruction (CBI) version. Both versions consist of the same 10 modules:
Bank on It - an introduction to bank services
Borrowing Basics - an introduction to credit
Check It Out - how to choose and keep a checking account
Money Matters - how to keep track of your money
Pay Yourself First - why you should save, save, save
Keep It Safe - your rights as a consumer
To Your Credit - how your credit history will affect your credit future
Charge It Right - how to make a credit card work for you
Loan To Own - know what you
Your Own Home - what home ownership is all about
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Learn more about FDIC’s Money Smart:
National Disability Institute - Financial Education: Getting Money Smart
FDIC - Money Smart: A Financial Education Program